Florida Personal Lines Exam 2025 – 400 Free Practice Questions to Pass the Exam

Question: 1 / 400

What is the minimum required coverage for bodily injury liability in Florida?

$5,000 per person and $10,000 per accident

$10,000 per person and $20,000 per accident

In Florida, the minimum required coverage for bodily injury liability is indeed $10,000 per person and $20,000 per accident. This requirement is established to ensure that drivers can cover at least some of the costs associated with injuries caused to others in the event of an accident. Bodily injury liability coverage is critical as it protects the insured from financial liabilities when they are found legally responsible for injuring someone else.

Additionally, while other options present various amounts, they do not align with the legally mandated minimums set by Florida law. Understanding this requirement is important for anyone operating a vehicle in Florida, as insufficient coverage may lead to significant out-of-pocket expenses following an accident.

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$15,000 per person and $30,000 per accident

$20,000 per person and $50,000 per accident

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